This is one of the most common questions we get from homeowners across Petoskey, Cheboygan, Gaylord, and the rest of Northern Michigan: should I go with asphalt shingles or metal roofing?
The honest answer is: it depends on your budget, how long you plan to stay in the home, and what matters most to you. There’s no wrong answer — but there is a right answer for your specific situation. Here’s how to think through it.
Lifespan: Metal Wins, But Asphalt Still Delivers
Quality architectural asphalt shingles typically last 25–30 years in Northern Michigan conditions. Metal roofing — steel, aluminum, or steel with a Kynar coating — typically lasts 40–70 years. If you’re planning to stay in your home long-term, metal’s extended lifespan makes it worth the higher upfront cost. If you’re planning to sell in 10–15 years, a high-quality shingle roof installed today could easily outlast your time in the home.
Cost: Asphalt Is More Affordable Upfront
Architectural asphalt shingles are typically 40–60% less expensive upfront than metal roofing. For a typical Northern Michigan home, the difference can be $8,000–$15,000 or more. However, when you factor in that metal roofing may never need to be replaced in your lifetime, the long-term math can favor metal. It depends how far out you’re planning.
For full cost details, see our post: How Much Does a Roof Replacement Cost in Northern Michigan?
Snow and Ice Performance: Metal Has a Clear Advantage
This matters a lot in our climate. Metal roofing is slick, which allows snow to shed naturally and reduces the buildup that causes ice dams. Asphalt shingles trap snow and moisture, and improperly ventilated asphalt roofs are one of the leading causes of ice dam damage in Northern Michigan homes. That said, proper ventilation (see shanedavidroofing.com/ventilation) dramatically reduces ice dam risk on any roof type.
Energy Efficiency: Metal Roofing Reflects More Heat
Metal roofing typically reflects more solar radiation than dark asphalt shingles, which can reduce summer cooling costs. With Northern Michigan summers, this is less of a factor than in southern states — but it’s still a benefit. Many metal roofs also qualify for energy efficiency credits. Check with your tax advisor.
Noise: Asphalt Is Quieter
This is one area where asphalt has a real edge. Rain and hail on a metal roof can be noticeably louder than on asphalt — though proper insulation and decking significantly reduce this. For most homeowners with a well-insulated home, the noise difference is minimal. It’s worth considering if you have a cabin or less-insulated structure.
Home Resale Value: Both Add Value, Metal Adds More
A new roof of any kind is a strong selling point for Northern Michigan buyers who know what winters here can do to a home. Metal roofing typically adds more resale value than asphalt and is increasingly popular with buyers who want low maintenance and longevity.
Insurance Discounts: Ask Your Provider
Many homeowners insurance providers offer discounts for metal roofing due to its superior resistance to hail, fire, and wind. It’s worth calling your insurance agent before you decide — the discount can be meaningful.
Our Recommendation
If budget is the primary concern and you want a quality, durable roof at a reasonable price: architectural asphalt shingles from a trusted manufacturer are an excellent choice. If you’re planning to stay long-term and want the best performance in Northern Michigan winters: metal roofing is worth the investment.
At Shane David Roofing, we install both — and we’ll give you an honest assessment of which makes more sense for your specific home, not just the option with the bigger margin. See our full services at shanedavidroofing.com/roof-installation.
What Northern Michigan Homeowners Are Saying
| Google Review“They did an outstanding job on our roof repair after storm damage. Shane helped us navigate the insurance claim process and made everything stress-free. Five stars all the way!”— Jackie M., via Google Reviews |
Related reading: How Much Does a Roof Replacement Cost in Northern Michigan? | What to Expect During a Roof Replacement
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